What AI Can’t Do: A Manila Lecture Shakes the Finance World

At a lecture hall in Manila, tech entrepreneur and investment icon Joseph Plazo made a striking distinction on what machines can and cannot do for the world of investing—and why this difference is increasingly crucial.

The air was charged with anticipation. Young scholars—some clutching notebooks, others capturing every word via livestream—waited for a man known not only as an AI visionary, but also a contrarian investor.

“Algorithms can execute,” Plazo opened with authority. “But understanding the why—that’s still on you.”

Over the next hour, he swept across global tech frontiers, touching on everything from quantum computing to cognitive bias. His central claim: Machines are powerful, but not wise.

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Bright Minds Confront the Machine’s Limits

Before him sat students and faculty from prestigious universities across Asia, united by a shared fascination with finance and AI.

Many expected a victory lap of AI's dominance. Instead, they got a reality check.

“There’s a growing religion around AI,” said Prof. Maria Castillo, guest faculty from Europe. “Plazo’s words were uncomfortable—but essential.”

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Why AI Still Doesn’t Get It

Plazo’s core thesis was both simple and unsettling: code can’t read between the lines.

“AI doesn’t panic—but it doesn’t anticipate,” he warned. “It finds trends, but not intentions.”

He cited examples like the market chaos of early 2020, noting, “Machines were late to the signal. People weren’t.”

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Reclaiming the Edge: Why Humans Still Matter

Rather than dismiss AI, Plazo proposed a partnership.

“AI is the microscope—you choose what to zoom in on,” he said. It works—but doesn’t wonder.

Students pressed him on AI in news and social chatter, to which Plazo acknowledged: “Of course, it parses language patterns—but it can’t smell fear in a boardroom.”

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Asia Reflects: From Tech Worship to Tech Wisdom

The talk hit hard.

“I used to think AI just needed more data,” get more info said Lee Min-Seo, a finance student from Seoul. “Now I realize it also needs wisdom—and that’s the hard part.”

In a post-talk panel, regional leaders backed Plazo’s call. “These kids speak machine natively—but instinct,” said Dr. Raymond Tan, “is not insight.”

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The Future Isn’t Autonomous—It’s Collaborative

Plazo shared that his firm is building “symbiotic systems”—AI that blends pattern recognition with real-world awareness.

“No machine can tell you who to trust,” he reminded. “Capital still requires conviction.”

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Standing Ovation, Unfinished Conversations

As Plazo exited the stage, the hall erupted. But more importantly, they started debating.

“I came for machine learning,” said a PhD candidate. “But I left understanding myself better.”

In knowing what AI can’t do, we sharpen what we can.

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